jewelry sold by the dozen wholesale Hunan Metropolitan Channel Program pays 20,000 yuan for four days to brush it once a reliable transaction is closed?

jewelry sold by the dozen wholesale

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  1. green tea jewelry wholesale Recently, CCTV's "3.15" party exposed the criminals using the POS machine to steal the bank card with a small amount of non -secret signing payment function. Subsequently, China UnionPay responded that "the stolen brush" was a very few cases, but it did not deny that there was a certain risk. So why does your own bank card have a small amount of secret? How should the cardholder avoid this risk? The reporter learned from a number of banks that if citizens are worried about being stolen, they can turn off a small amount of densely densely densely closed through the bank's app or contact customer service.

    The stolen brush, "small amount free" becomes the culprit

    In the test video exposed by CCTV, when the bank card and the POS machine of online shopping are 5 cm, You can successfully complete the payment without entering any password. Even if you put it in your pocket or wallet, you can complete the payment. According to bank staff, the upper limit of the amount involved in this transaction method is a single 1,000 yuan.

    Last year, the Guangzhou police notified many cases of using POS machine to swipe bank cards. Among them, many people reported that the bank card was stuck on themselves, but the money on the card was missing.

    In the situation provided by the reporter at the time, the comprehensive analysis of the police believes that the criminal suspect should be based on the dense area of ​​people in the crime place, so he went to the local gourmet festival site to perform control control control. It was found that two men and one woman walked around in the market with a black bag, but had no shopping behavior. One of the men was holding a black bag to a crowd, and then quickly withdrew to the hidden position to open the bag to operate the card. The police quickly stepped forward to control three suspects and seized two POS machines on the spot.

    The suspects explained that they use the chip bank card to pay freely without paying payment, covering each other in public areas with large traffic, and use the camouflage POS machine to closer to the victim's wallet with the victim's wallet. The bank card is sensing to stole the funds in the card of others. Police initially verified that it had more than 110 bank card funds, and the total amount involved was more than 100,000 yuan.

    The default opening, who opened the door for the stolen brush

    The reporter learned from the bank that many bank cards applied now have a water ripple pattern on the back, and the default is opened by default. The function of "small amount exemption from visa". Small -secret visa -exemption business simplifies the payment process that originally needed to "plug in card (swiping card), password, signature" to "one interaction, one -time payment", and the transaction time was shortened from more than ten seconds to about three seconds. The maximum limit of a small amount -free visa -free payment is 1,000 yuan, and the cumulative consumption amount of single -card single -day daily consumption generally does not exceed 3,000 yuan.

    This This function looks very convenient, but the problem is that when the majority of users do cards, they rarely know that their bank cards have this kind of secret payment function. Close. Does the bank have not fulfilled the obligation to inform? The "UnionPay Card Small Secret Sign -Demolition Business Rules" has the requirements for issuing cards: the card issuer can set the business switch for single cards or cardholders. In addition to the requirements of the cardholder or risk, the card issuer shall maintain The cardholder has a small amount of secret -free visa with physical condition cards in the business opening state. In other words, "Factory Configuration" is the function of coming with a small amount of secret exemption.

    The staff of banks said that the small -scale free -exemption function is more like some default basic functions such as withdrawal and query. Generally speaking, card users will sign a card with the bank. Related consent. However, according to the reporter's understanding, most cardholders did not prompt the bank card to have this function when running the card.

    The China UnionPay issued a statement saying that bank card flash payment is convenient and safe, and it has been widely used internationally internationally. "Stealing from the air" is a very few cases. For this kind of fraud crime, China UnionPay and commercial banks attach great importance to it, and they will continue to take relevant measures to ensure that the cardholders are used with confidence.

    The closing function, you can operate with mobile banking

    to swipe the card tens of millions, the first one is safe. Although the crime is free of the criminal is a minority phenomenon, the risk prevention of the card owner cannot be loose.

    If the cardholder wants to turn off the "small secret -free visa payment" function, how can it be operated? According to bank staff, cardholders can handle the artificial customer service and outlets of the phone, and can also be handled by online banking, mobile banking, etc.

    The take "my bank card" on the mobile banking card, find "bank card" on the avatar, select a card point "other payment", enter "ATM/POS settings" , Click "ATM to withdraw daily limit", you can set it under the "small amount free" column.

    . If you bring a card when you go out, try not to get rid of the sight, and quickly process it after receiving the notification of the suspicious transaction prompt information. Once a stolen brush occurs, it is necessary to report the case to the bank and the public security organs in time to effectively recover the losses. A two -dimensional code payment similar to secret payment and WeChat and Alipay. Keep your mobile phone. It is best to set a password.

    In order to protect the interests of the cardholders, China UnionPay has established a "full -time compensation" guarantee mechanism with various commercial banks. For the risk loss of stolen brushes in customers, 72 hours before the cardholder reported to 72 hours before the loss The full payment of the inside, more than 72 hours after being confirmed to be a stolen losses, will also receive a full compensation. China UnionPay and Commercial Bank will further optimize the compensation mechanism, shorten the compensation time, and improve the efficiency of compensation.

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