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a fashion jewelry and accessories wholesale Experts dare not say what the essence of the digital RMB is briefly about the difference between the nature of the digital RMB and the difference between the virtual currencies such as Alipay, WeChat, and Bitcoin.
1. Currency is used to exchange various products and services. With low efficiency of objects, there will be an unfair phenomenon. The currency was born.
The ancient intermediary is called silver two and copper coins. After a long period of development, everyone finds that the silver is too heavy and it is not easy to carry and other cheap metals are easy to impersonate. A cheap metal. As a result, banknotes were born.
2. After the founding of the People's Republic of China, the state will be called RMB issued by the state, and its essence is still an intermediary to exchange goods and services. Due to the national credit endorsement and legal compulsory provisions, everyone recognizes the RMB and uses it as the only intermediary to exchange goods and services.
When the RMB is just used, its main form is banknotes. The value of 0.1 yuan, 0.2 yuan, 0.5 yuan, 1 yuan, 2 yuan, 5 yuan, 10 yuan, 20 yuan, 50 yuan, and 100 yuan different face value, but all exist in banknotes. At the same time, coins are also circulating in the market, 0.1 yuan, 0.5 yuan, and 1 yuan coins.
coins and banknotes are collectively referred to as cash, and cash is a form of expression of RMB.
. With the advancement of technology, the electronic computer system gradually enters the field of life and work. Banks have also started to reform vigorously, and launched new things such as savings cards, credit cards, and electronic electronic accounts.
The savings in the savings card in our hands, and the company's wages without monthly enter the savings card; we use a credit card to swipe the card consumption, transfer, etc. The RMB is used.
4. Cash and electronic RMB are all manifestations of RMB. I want a person named Zhang Sanfeng. His ID number is the only one, but we can call him full name Zhang Sanfeng, he can also call him a small name Sanfeng, and he can also use his nickname Fengfeng to call him.
What is Alipay and WeChat payment? It is a payment method, and its essence is still used by electronic RMB. WeChat or Alipay can be understood as everyone put an electronic RMB in a savings card or a credit card into the bank card in Alipay or WeChat, and the transaction generated later is still between bank cards, that is, the electronic RMB transfer to the transfer. Come and turn.
5. Technology is getting more and more progress. As the birth of new blockchain technology has entered the digital era globally, everything pays attention to digitalization, and the currency will begin to digitize.
The digital currency began to appear at this time. Digital RMB is also a form of RMB. It is tied with cash and electronic renminbi. Just like the example I just gave, Zhang Sanfeng can be called full name, Sanfeng, and Fengfeng. The three names point to the same person, and the person's ID number is unique. The ID card is equivalent to RMB, and the three methods are equivalent to the three forms of expression of RMB.
Is to mention an additional sentence, the goal of digital renminbi after the popularity of the future is to gradually replace cash. Although this process is long, it will inevitably be realized in the future. Perhaps the manifestation of the RMB after 50 years is only two types of electronic RMB and digital RMB.
6. Is digital RMB and virtual currencies such as Bitcoin?
. My answer is that there may be similar in technology. After all, it is based on blockchain technology, but it is completely different in essence. This is like Zhang Sanfeng is a person, and Sanfeng and Fengfeng are good for this person; and Bitcoin and virtual currencies are animals. You can name the pet dog Wangcai, but the dog cannot change the dog. fact.
D digital RMB and virtual renminbi is such a relationship. In the future, there will be digital currencies in various countries, such as digital dollars, digital yen, digital euro, etc., which can compare them as people in various countries. Various virtual currencies can be compared to kittens, puppies, lions, tigers, tigers, tigers Wait for various animals. Both are creatures with flesh and bones, but people and animals are essentially different.
The telephone number of the People's Bank of China
010-66194114
D digital RMB is only the amount of RMB in the mobile phone, which can be used for buying things. How to use is the same as WeChat Alipay. Digital RMB is through the program between the two mobile phones. It is equivalent to sending the money from my phone to your phone.
It you can recharge the money in your bank card to digital currency, but the amount cannot be too large.
The only benefit is that you can pay in the place without the Internet. Others are not different from WeChat Alipay.
is a mobile application that you increase, which is very simple. It is difficult to encrypt strictly and cannot be cracked. Once cracked, the entire system of thunderstorms, the money is too much, I don't know where it came from.
don't send any hope, boring, nothing advanced.
It experts, you can't say, at most, you know a little bit.
I. I was engaged in the blockchain industry before, and it is considered a practitioner in the blockchain industry. I do n’t know much about the blockchain, but I still know some. For those, there are still more information in this area. There are no problems with poor information, but now there are many foreign information that can not keep up, but it is quite aware of digital RMB.
Prior to the news, the Beijing Winter Olympics will become a pilot of digital currency.
On April 27th, the first digital RMB outlying islands of the Sanya Sea Travel Duty Free City was completed. Sanya was the first duty -free place to complete the digital RMB payment, which provided a lot of convenience for many tourism ER to come to Sanya. So Let's talk about the benefits of digital currency today.
Actually, the most important thing is to provide convenience, because even if digital RMB can be paid even if there is no network, this is for the elderly, they can not use WeChat Alipay or what bank transfer. Therefore, it is more convenient for them. It is much more convenient to have a mobile phone.
It's encryption is a bit worried. It says it can be anonymous in a small amount, but what to do with a large amount is always disturbing.
So, in general, let's try it. After all, such an advanced base, how can you know if you do n’t try it.
D digital RMB, also known as electronic currency, is the legal currency, which has the same value as the banknotes and coins in circulation; it is more anti -counterfeit, safe, tracking, low production costs, etc. compared to banknotes and coins. advantage. Payment is easy and simple, easy to learn, and pays like real cash. As long as there are only two mobile phones with "digital wallets" mobile phones without the Internet, you can complete the transaction.
If digital currency's settlement and liquidation in international trade is more convenient, secure, and low in transaction costs than the current settlement system.